The Hidden Costs of Dying (And How to Avoid Them)
- Beth Montgomery
- Mar 19
- 2 min read

Dying is Expensive. And the Hidden Fees? Even Worse.
If you thought funerals were expensive, wait until you see the extra feesĀ funeral homes tack on. Because itās not just the casket or cremationāitās the "required services"Ā they donāt mention upfront.
Hereās a fun little reality check: Even a basic funeral can cost $7,000 to $12,000, but thatās before the surprise chargesĀ start rolling in (these are general numbers, prices are different everywhere)
ā°ļø Basic Casket:Ā $2,000+ (Want a nice one? Double or triple that price.)
šŖ¦ Burial Plot & Headstone:Ā $3,000+ (And thatās if you donāt need a vaultāyes, thatās extra.)
š Transport Fees:Ā $500+ (Because moving a body is apparently like booking a luxury ride.)
š Paperwork & Death Certificates:Ā $100-$500 (Because even dying requires admin fees.)
š Funeral Home āService Feeā: $2,000+ (They donāt explain this, but you haveĀ to pay it.)
And letās not forget embalming, floral arrangements, obituary notices, and the rental fee for the space itself. By the time itās all added up, your family could be paying $15,000 or moreājust to say goodbye.
Why Does This Happen?
Because funeral homes know most people donāt plan ahead.Ā When a loved one dies, families are in shock, grief-stricken, and exhausted. They donāt have the emotional energy to call around for better prices or negotiate fees and they feel guilty for not giving their loved ones the very best.
So they sign the paperwork and hope for the bestāonly to get stuck with a staggering bill.
How to Avoid Overpaying (And Save Thousands Instead)
You donāt have to get caught in this financial trap. The key? Plan ahead.Ā When you take control now, you can:
ā Compare pricesĀ and find the most affordable, ethical providers.
ā Avoid unnecessary servicesĀ (do you really need embalming? Probably not).
ā Choose budget-friendly, eco-conscious optionsĀ (green burial, anyone?).
ā Make sure your family isnāt scramblingābecause thatās the last thing they need.
Letās Make a Plan
I help people cut through the bullshitĀ and create a plan that saves thousandsĀ while making sure everything is exactly how they want it.
Because letās be realāyou wouldnāt spend $15,000 on a car without researching first, right?Ā So why let your loved ones overspend on your final send-off?
š Book a call with me today.Ā Youāll thank me later.
And if you want to learn how to do this with other families, let's talk.